Fixed income from scratch
A beginner-to-confident path through fixed income with a Brazilian lens: what fixed income is, government bonds via Tesouro Direto, bank and credit instruments (CDB, LCI/LCA, debêntures, CRI/CRA), and how to calculate net return after taxes, fees and the FGC guarantee.
Foundations of fixed income
What fixed income is, how yields work, and why savings is the baseline.
Government bonds — Tesouro Direto
The federal government’s bonds for individuals, and how their prices move.
Bank and credit instruments
Private-sector fixed income: bank deposits and corporate debt.
Putting it to work
Net return, taxation, the FGC guarantee, and poupança versus Tesouro.
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